When bills start piling up, we understand how frightening it is for people experiencing money troubles. Citizens Advice has a wealth of experience in debt managing advice and we always encourage people to talk to us as soon as they can.

We can guide people about where to start, such as sorting priority and non-priority debts and then discuss contacting creditors and banks. If circumstances have changed, we can advise on how to claim benefits, or receive extra benefits if work has been affected by coronavirus.

Talk to Citizens Advice: If you need support, find out more at citizensadvice.org.uk, contact us by email, or talk to one of our advisers over the phone. Visit www.caox.org.uk to find your local Citizens Advice service.

Citizens Advice also runs a Universal Credit Help to Claim programme for new applications on 0800 144 8444.