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Home » News » Oxfordshire Insight: New JSNA bitesize on Pension Credit 2023

Oxfordshire Insight: New JSNA bitesize on Pension Credit 2023

November 2, 2023

A new JSNA bitesize is now available on Oxfordshire Insight on Pension Credit, part of a series related to the cost of living.

DOWNLOAD the bitesize report

 In summary:

Nearly 5,000 people are estimated to be eligible for, but not yet claiming, Pension Credit in Oxfordshire equating to over £10.4 million per year in unclaimed entitlement.

  • DWP estimates show that 70% of those entitled to Pension Guarantee Credit (GC) and 39% of those entitled to Pension Savings Credit (SC) received the benefit in 2022. This difference in take-up could be influenced by the difference in the average weekly amounts people were entitled to. The estimated average (mean) weekly amount unclaimed for GC (£63) was higher than SC only (£7) as expected given the difference in the available payments for GC and SC only.
  • In 2022, take-up of SC only was 39%, a reduction from 2020 when it was 43%, because of the reduction in the eligible population for SC only.
  • As of Feb23, there were 8,172 people claiming Pension Credit in Oxfordshire.
  • Applying the take-up estimates to Oxfordshire gives a total of 4,890 people eligible but not claiming.
  • This equates to an estimated £10.4 million per year in unclaimed Pension Credit in Oxfordshire.


Pension Credit is an income-related benefit that tops up weekly income to £201.05 for a single person and to a joint £306.85 for a couple . Even a small award of Pension Credit can provide access to other types of benefits such as help with housing costs, council tax or heating bills. Age UK’s free to use and anonymous benefits calculator is a way of finding out what benefits could be owed or to get help with applying or reviewing a previous application which was not successful, you can contact the Pension Credit claim line.

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